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20-Something, Hipstercrite Life

Ladies, Did You Know That Your Birth Control Is Now Free? (and other health benefits available to you)

Awhile back I received a $25 rebate from my insurance provider, BlueCross BlueShield, thanks to the Affordable Care Act. The check was in response to Obamacare’s new 80/20 rule  where “insurance companies must spend at least 80 cents of your premium dollar on your health care or improvements to care”. Since my provider didn’t do that, I got some moola back (friends with fancier plans got more money back).

Shortly after my check, I received a letter from BlueCross BlueShield listing new changes that will affect my benefits.

Fearing I’d find a long list of benefits my provider would no longer be covering, I was surprised to discover the opposite.

As of August 1st, several women’s preventive benefits are available to the insured with no patient cost-sharing (no copayment, coinsurance or deductible).

That list includes:
Well-woman visits (yearly gynecological exam)
Screening for diabetes during pregnancy
HPV testing for women at least 30 years of age
Counseling (more…)

20-Something, Austin, Hipstercrite Life, Pop Culture

I love Texas, but why does Rick Perry have to be such a dick?


“My state is #50 in health care! Weee!”


I promised myself when I went freelance that I would buy health insurance-  and one of those desk chair bicycles so my backside wouldn’t turn into a butt pancake.

Only one of these things I’ve succeeded at.

With the help of a broker, I found the cheapest insurance Blue Cross Blue Shield has to offer and I took it. Knock on wood, I’m a healthy, non-smoking twenty-something so the plan is somewhat reasonable at $117/month, but it definitely adds to the financial pinch each month. Truthfully $117 is all I can afford.

Through reviewing my policy kit and asking questions to my broker, I learned that the plan covers very little. At least I have insurance if a fleet of angry advanced beings from another planet attack.

Yesterday was the first day I put my insurance coverage to the test.

I became sick over the weekend with a high fever, sore throat and questionable delusions. I spent a lot of Friday night dreaming about cheese (more…)